Potential Game Changer of U.S Healthcare Industry

Healthcare industry is known to be complex, growing and ..well, expensive; both to care providers and patients. The complexity comes from the decentralized and defragmented nature of Healthcare Providers. There are just too many inputs for a single output. Its costs comes from various sources such as, the latest technology and machinery, and the pharmaceutical side of it; prescription drugs. Healthcare as an industry is growing due to more and more people aging and complicated diseases being identified, the cost are, as a result, also increasing.

While other countries have a universal healthcare system, U.S Healthcare relies on health insurance coverage, often provided by the employers or paid privately. But since health insurance premiums are often expensive, minorities are left with little or no health coverage.

 

The New Spark

Amazon is notorious disrupting the industries is entered, from books to on-demand streaming, and groceries. It’s most recent target – the U.S Healthcare Industry.

It recently announced a  partnership with two other U.S giants, Berkshire Hathaway and JPMorgan to tackle the ever-rising healthcare costs. (1)

“Our goal is to create solutions that benefit our US employees, their families and, potentially, all Americans.” – JP Morgan CEO, Jamie Dimon.

The trio stated that the ‘solution’ would be “independent and free from profit-making incentives and constraints.

 

The Game Changer

While the actual affect on the healthcare industry is yet to be seen, the impact made was huge. The stocks of 10 larger health insurance providers and pharmacy were dropped a combined value of $30 Billion upon the announcement of the partnership. (2)

While Amazon is leagues ahead in their disrupting game, if this venture is a success, other large companies may as well be able to enter the race to provide affordable healthcare. Of course, new healthcare regulations that may spring up during this time is another issue.

 

 

The Perfect Trio

With the vast knowledge and expertise of the three companies, Berkshire Hathaway’s understanding of insurance providers, JPMorgan’s financial competence, and Amazon’s technological and distributing know-how; affordable healthcare might be only few steps away.

 

 

🙂 FTK

 


Credits:

(1) Via TheGuardian.com

(2) Via QZ.com

Further Reading:

(3) Via CNN.com

(4) Via CNN.com

 

Photo: VisualHunt.com

 

Frappuccino a Day, to Keep the Sleep Away

I usually drink coffee twice a day, but during exams or during other time-pressure, that number usually doubles. So, one day, on my way to the nearest branch of Starbucks**, I decided I’d try a new flavor of their Frappuccino® Blended Beverages everyday for a week, and I was able to study at night without falling asleep.

The full menu is here.

Here are the ones I’ve tried at least once, ranked from my most favorite to least:

  1. Coffee Frappuccino® Blended Coffee: This is my to-go order, and my most favorite to-date. (Nothing better than good ol’ traditional Frap.)
  2. Peppermint Mocha Light Frappuccino® Blended Beverage: I’d say this was my second fav. (It’s mint-choco, how can you not like it, add to it coffee – why hadn’t I tried it before!)
  3. Java Chip Frappuccino® Blended Coffee: Drink this if you are craving a LOT of chocolate.
  4. Pumpkin Spice Frappuccino® Blended Beverage: I just had to try it, and I was not disappointed, but I probably ordered it one or two more times only.
  5. Salted Caramel Mocha Frappuccino® Blended Beverage: Yum! Though, I didn’t eat anything for 6 hours after drinking this though, it felt like I’ve eaten a meal.
  6. Mocha Frappuccino® Blended Coffee: A bit too chocolaty for me.
  7. Green Tea Crème Frappuccino® Blended Crème: Not a big fan, and honestly I can’t recall the taste.

 

As for the service, I went to a total of 4 different Starbucks outlets surrounding my block, while the service was great, the baristas seemed unsure at first and confirmed the recipe (for the Peppermint Mocha and Green Tea Creme) with another barista before preparing my drink.

 

**This is not a sponsored post, it’s just me sharing my love for coffee.

 

Photo Credit: VisualHunt.com

🙂 FTK

My Year in Review: 2017

I don’t usually do New Year’s Resolutions, but I did want to achieve several personal goals for myself in 2017. While, some goals were achieved and some not, this year had been another roller coaster ride all in all, (although nothing can be compared to the roller coaster of the past year when I kept hopping from US to home and back, meanwhile juggling work and studies).


Lessons Learnt

  • Block the negativity: I would take any action, comment, etc. too personally, even if it wasn’t directed towards me. That would keep me irritated half the time, and the other half would be spent in self-deprecation.  But, then I thought, why the heck do I do this to myself, and started to let-go. And, it became easier with time.
  • Mental Health is important: I overthink almost by default, but that doesn’t help me. I end-up with headaches and sleep-less nights. I stress over something so much that I’m not able to use my head in anything else. To reduce my overthinking-induced-anxiety, I started writing down what bothered me, and prioritizing the issues and then finding a solution to it, wherever applicable. I also tried Mindfulness to sort through my loud thoughts.
  • People change as times change:  Obvious, yes. For me, it was the notion of accepting that change in others and supporting them, and with that, I also changed (hopefully for the better).
  • Live in the moment: As I’m growing older, I can’t help but notice that years are flying by. While I’m trying to prepare and plan my future goals, I’m thrown off-track by the uncertainty of it all. So I stopped fretting over it, instead, I do what I think is right, and well, just go with the flow (but control the general direction of it).
  • Try new things: So, one day you won’t say “I wish I had–” or “I always wanted to–“. Instead say, “I wanted to– and so I did.”

 

Going Forward

I would like to:

  • Motivate others.
  • Think more positively.
  • Evolve as a better person.
  • Tick of more bucket-list items.
  • Care less about the things that matter less.

 


So, here’s to another year of laughter and dreams, Happy New Year to All!

🙂 FTK

Yearly Wrap-up: 2017

Fiction – Young Adult Fantasy

Throne of Glass (Throne of Glass, #1) by Sarah J. Maas
My Rating: 3/5
What I liked: The plot was catchy.
What I disliked: The story was somewhat less than my expectations.

Cruel Beauty (Cruel Beauty Universe, #1) by Rosamund Hodge
My Rating: 3/5
What I liked: the overall descriptions of the world, place, etc.
What I disliked: slow-paced.

The Night Circus by Erin Morgenstern
My Rating: 3.5/4
What I liked: The world building and the magical aspect
What I disliked: slow-paced.

Melody’s Key by Dallas Coryell
My Rating: 4/4
What I liked: Great characters
What I disliked: —

The Malediction Trilogy (Books 1 and 2) by Danielle L. Jensen
My Rating: 4/4
What I liked: The determination of the female lead.
What I disliked: A bit dragging and slow.

A Court of Wings and Ruin (A Court of Thorns and Roses, #3) by Sarah J. Maas
My Rating: 4/4
What I liked: The ending was satisfying.
What I disliked: The story was somewhat less than my expectations.

The Remnant Chronicles (Books 1 and 2) by Mary E. Pearson
My Rating: 4/4
What I liked: The new twists and plot-points and building suspense throughout the books
What I disliked: Until the plot twists come up, the story seems to drag a bit.

Fiction – New Adult Fantasy

Loom Saga (Books 1 and 2) by Elise Kova
Avg. Rating: 4.5/5
What I liked: The world building and characters
What I disliked: —

Fiction – Techno Thriller

Encrypted (Robin Hood Hacker, #1) by Carolyn McCray
My Rating: 3/5
What I liked: the technological element, and the characters
What I disliked: —

Fiction – Other

Durarara!!, Vol. 2 by Ryohgo Narita
My Rating: 4/4

I Danced with Sorrow by Alicia Wright
My Rating: 4/4

Flush Me Freddy by Angela Ambrosini
My Rating: 5/5

 


Happy Reading!

Check out the books mentioned above or the current Best Sellers HERE

 

🙂 FTK

Yearly Wrap-up: 2016

[I know I’m like a year late for this post, but better late than never!]


Non-Fiction: Business and Money

The Lean Startup by Eric Ries
When I read this book, I was a student majoring in Entrepreneurship. Though this book was assigned reading, I did enjoy it. Unlike other entrepreneurship books, where authors are going around the bush, trying to repeat their ideals in varying tones of ‘why this worked for me’, this book didn’t do that. (I know, surprising, right.) This book is concise and clear, from what a star-up is, to how to thoroughly evaluate an idea for it to work out as a business. The key component, how to do the whole process in a “lean” manner, without wasting resources. And thus the title of the book. Definitely recommended for anyone who is even minutely thinking of starting their own business, or innovating within the organization they work for.
Rating: 4/5
What I liked: It’s clear and to-the-point
What I disliked: —

Winning the Zero Moment of Truth – ZMOT by Jim Lecinski
A short and quick read by Google, free of purchase. It’s about how the marketing landscape is changing, specially after the introduction of e-commerce. Traditionally, a customer would follow a predictable buying cycle, however, now with more knowledge and tools at the customers disposal, they have already made up their mind what to buy, even before they enter a store. ZMOT is that the exact moment when a customer decides to purchase (or not to purchase) a product or service.
Rating: 3.5/5
What I liked: It’s a quick summary
What I disliked: —

What Money Can’t Buy by Michael J. Sandel
A thought-provoking book. As the subtitle of this book says ‘What are the moral limits of markets?” The author successfully raises awareness and questions common practices that might be on the borderline of being ethical. He opens a discussion on Market Morals and how far this may go, and what is the proper role of markets in a democratic society.
Rating: 3/5
What I liked: Interesting eye-opener
What I disliked: Felt dragging, and more of ‘complaining’ than ‘solving’ (This was also an assigned book, otherwise I wouldn’t have finished it)

The Innovator’s Dilemma by Clayton M. Christensen
Analytical and heavily research oriented, while being too wordy. Basically, how and why once-leading companies soon loose their ‘touch’. Reason: Disruptive Technology, that essentially changes the economic landscape. If the companies don’t adapt and innovate, they are soon to loose out to competition.
Rating: 2/5 – DNF
What I liked: —
What i disliked: too analytical that the logic gets lost somewhere in the repetition. If there is a simpler book on Disruptive Technologies, please let me know.


Fiction – Young Adult

Kafka on the Shore by Haruki Murakami
Rating: 1/5
What I liked: the surreal feeling you get while reading this book.
What I disliked: Everything. If you read the whole book, you will be equally lost as if you read the first and the last pages only. I failed to find an actual plot, and had no attachment with any of the shallow characters.

Prince of Thorns (The Broken Empire, #1) by Mark Lawrence
Rating: 2/5
What I liked: The main character’s strong will to do anything
What I disliked: The writing did not flow well. The whole book only cared about the main character, with almost no regard to what everyone else in the story is doing. It felt like a prologue that needed to establish the nature of the main character.

Red Queen Series (Books 1 and 2) by Victoria Aveyard
Avg. Rating: 3/5
What I liked: The fight for equality, how the main character will become the key to walk a thin line of truth and lies to get what she wants
What I disliked: well.. the main character. She is utterly helpless on her own accord, and annoyingly pessimistic.

Uprooted by Naomi Novik
Rating: 3/5
What I liked: The underlying feel of how your real roots call to you even when you are leaps and bounds away from it.
What I disliked: Unexpected – how the story turns out to be, which left me unsatisfied. (Honestly, I don’t even remember half the event that took place).

The Girl of Fire and Thorns (Fire and Thorns, #1) by Rae Carson
Rating: 3/5
What I liked: The growth of the main character.
What I disliked: the (extremely) slow pace of the book.

This Savage Song (Monsters of Verity, #1) by Victoria Schwab
Rating: 3/5
What I liked: the personality of the two main characters and how well they synced together even though they were opposites.
What I disliked: I don’t particularly like dystopian stories.

Shadow and Bone Series (Books 1, 2, and 3) by Leigh Bardugo
Avg. Rating: 4/5
What I liked: The world and setting of the story
What I disliked: If only the main female character was slightly more proactive.

Air Awakens Series (Books 1, 2, 3, 4, and 5) by Elise Kova
Avg. Rating: 4/5
What I liked: The writing and character development
What I disliked: —

The Winner’s Curse (The Winner’s Trilogy, #1) by Marie Rutkoski
Rating: 4/5
What I liked: It was a quick, easy, read.
What I disliked: It’s predictable.

Vicious (Villains, #1) by V.E. Schwab
Rating: 4/5
What I liked: The storyline and the way it was presented
What I disliked: —

The Wise Man’s Fear (The Kingkiller Chronicle, #2) by Patrick Rothfuss
Rating: 4/5
What I liked: character development
What I disliked: It had the ‘second-book-syndrome’

Six of Crows Series (Books 1 and 2) by Leigh Bardugo
Avg. Rating: 4.5/5
What I liked: Everything, and it’s set in the same world as Shadow and Bone
What I dislike: —

A Court of Thorns and Roses Series (Books 1 and 2) by Sarah J. Maas
Avg. Rating: 4.5/5
What I liked: Everything, the characters, the plot and the plot twists
What I disliked: —


Happy Reading!

Check out the books mentioned above or the current Best Sellers HERE

 

🙂 FTK